Attention foreigners in Wuhan! Want to buy a house in Wuhan do not know how to operate?
Today, we have an article to explain clearly, foreigners want to buy a house in Wuhan should do?
Foreigners buying houses in Wuhan are also divided into foreigners buying houses in full, foreigners borrowing to buy houses, foreigners and Chinese spouses jointly buying houses in full, foreigners and Chinese spouses borrowing to buy houses, etc.
Foreigners need to provide the following proof of identity to buy a house
Passport and residence permit for foreigners (if there is no residence permit, the Chinese translation and notarization of the passport from a Chinese notary office shall be provided)
Foreigners who buy a house with full payment need to provide the following proof materials that meet the purchase conditions
①Non-hong Kong, Macao, Taiwan foreigners need to provide proof of working or studying in China for at least one year (labor contract or visa for at least one year).
②To purchase first-hand commercial housing, it is necessary to provide: If the right is more than 2 people, submit a joint application; After obtaining the real estate surveying and mapping certificate, you can directly apply for the real estate title certificate in the real estate trading center.
③Purchase of second-hand houses, must provide: sales contract; Passport; The Chinese translation of the passport and its notarial certificate or residence permit for foreigners.
Foreigners should provide the following materials for the purchase loan
①Proof of identity (residence permit or passport of the foreigner, Chinese translation of the passport and notarial certificate or);
②Proof of down payment;
③Income proof of the lender;
④Marriage certificate (marriage certificate or single certificate);
⑤If one of the spouses entrusts the other to handle the loan, a Power of attorney shall be issued, which shall be certified by the Chinese embassy or consulate in the country or by the embassy or consulate in the country.
⑥Foreigners and Chinese spouses borrow to buy houses, and generally banks require the Chinese spouse to be the main borrower; Foreigners borrow to buy a house separately (only some banks can do), the bank generally requires the foreigner's residence permit and Chinese residents to provide a guarantee, or they can find their country's foreign banks in China.
Note: If an agent is entrusted to buy a house, it is necessary to go through the entrustment notarization procedures, and the authority and period of entrustment should be clearly defined in the power of attorney, so as to avoid losses to the client due to unclear authorization.
